Whether you're buying your first home or your forever home, you're in good hands with us. Since 1935, we've been welcoming Ellis County home, with trust, patience, and integrity. As a neutral third party, we’ll guide you through every step of the process, ensuring you feel supported and informed.

 

Title insurance is a key part of protecting your property rights. It’s an essential safeguard that provides peace of mind by protecting against potential issues that could arise after your purchase. Title insurance is regulated by the Texas Department of Insurance, meaning the coverage is standard across all title companies in Texas and cannot be altered between providers. This ensures fairness and transparency as you move forward with your investment.

 

There are two types of title policies: an owner’s policy and a lender’s policy.

 

The owner’s policy protects you against losses from ownership problems that arose before you bought the property, but that were not known at the time you bought the property. For example, you could lose title to your property due to fraud, errors or omissions in previous deeds, or forgery of a previous deed. The owner’s policy protects the buyer from the covered risks listed in the policy.

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Most lenders will require a lenders policy as a condition of the mortgage. The policy will repay the balance of your mortgage if a claim against your property voids your title. A loan policy covers up to the amount of the principal on your loan.

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Read more about frequently asked questions on our FAQ page or online at the Texas Department of Insurance.

 

Our dedicated team works closely with your realtor and lender to address any concerns and ensure all details are thoroughly reviewed. From conducting in-depth research into the property’s history to confirm rightful ownership to verifying that there are no outstanding liens, we leave no stone unturned. Our goal is to make the closing process as smooth as possible, giving you the confidence to step into homeownership with security and assurance.

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Let us guide you home, and protect what matters most—your property rights and peace of mind.

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